Before you apply, check that you meet these basic requirements. This saves you time and means we only send your request to lenders who may actually be able to help.
To make a request, you generally need to be:
- 18 years or older.
- A US resident living in a state we serve. [VERIFY: confirm served states with Round Sky.]
- Earning a regular, verifiable income. [VERIFY: any minimum income rule from Round Sky/lenders.]
- The holder of an active bank account.
- Able to provide valid ID when the lender asks.
Meeting these does not guarantee approval — it just means a lender can consider your request. Lenders set their own rules on top of these.