Is this safe? Is my information secure?
Yes, we take this seriously. Your form details are sent over a secure, encrypted (SSL) connection. We share your request only with our lending network so a lender can respond to you. Please read our Privacy Policy to see exactly how your data is handled.
Are you a lender?
No. We are not a lender and we do not make loan decisions. We connect your request with a network of lenders. A lender decides whether to offer you a loan and sets the rate and terms.
What does it cost to use PlainPath Lending?
Submitting a request through our site is free. If a lender offers you a loan, that loan will have its own cost — interest and possibly fees — which the lender will show you before you accept. See our APR & Cost Disclosure page for details on how expensive short-term loans can be.
Will this hurt my credit score?
[VERIFY WITH ROUND SKY: exactly how lenders in their network check credit — we will state it plainly and honestly here once confirmed. We will never claim “no credit check.”]
How fast will I hear back?
Many people get a lender decision very quickly, often within minutes of submitting the form. Speed depends on the lender and your details. We can’t promise an exact time.
Am I guaranteed to be approved?
No. No honest service can guarantee approval, and we never will. Approval is the lender’s decision and depends on your situation.
How much can I borrow?
That’s set by the lender, not by us, and it varies from person to person. We can’t promise any amount.
Do you serve my state?
We only serve states where this offer is available. [VERIFY: insert accepted-states list here once confirmed — until then we do not imply nationwide coverage.] Check our States We Serve page.
What if I can’t repay on time?
Short-term loans are expensive and missing payments can make things worse. If you’re unsure you can repay on time, please think carefully before borrowing and consider other options first (see the note below).
Before you borrow, consider alternatives. A short-term loan is one of the most expensive ways to borrow. Depending on your situation, options like a payment plan with the company you owe, help from a local non-profit, or a credit-union loan may cost far less. Borrow only as a last resort, and only what you can repay.