Last updated July 02, 2026

Our Role

PlainPath Lending is not a lender and does not make credit decisions. We are a referral service that connects US residents with a network of third-party lenders. We do not guarantee approval, loan amounts, rates, or terms — all of which are determined solely by the lender.

Representative Cost Example

A representative cost example — including the APR range and a worked repayment example — will be published here as soon as confirmed figures are available from our lending network. We do not publish invented numbers.

Why Short-Term Loans Are Expensive

Short-term loans are intended for short-term financial needs and are an expensive form of credit. Late or non-payment may result in additional fees. Review every loan offer carefully before accepting.

How PlainPath Lending Is Paid

We are not paid by you. We earn a referral fee from our lending network when we successfully connect someone with a lender. This does not change what a loan costs you — the lender sets its own rates and fees independently.

Your Consent

If you submit a loan request through the form on this site, the consent to be contacted by lenders is presented to you within that form before you submit. Using this website is also subject to our Privacy Policy and Terms and Conditions.