Draft — under legal review. This page explains, in plain terms, how much a short-term loan can cost and how PlainPath Lending fits into that. Items marked [VERIFY] are placeholders that must be replaced with confirmed figures and required wording from Round Sky (or a lawyer) before this page is treated as final. We do not invent numbers or legal wording.
Last updated July 02, 2026
Our Role
PlainPath Lending is not a lender and does not make credit decisions. We are a referral service that connects US residents with a network of third-party lenders. We do not guarantee approval, loan amounts, rates, or terms — all of which are determined solely by the lender.
Representative Cost Example
[VERIFY: insert the APR range and a worked repayment example using Round Sky’s/lenders’ required figures. Do NOT invent numbers.]
Why Short-Term Loans Are Expensive
Short-term loans are intended for short-term financial needs and are an expensive form of credit. Late or non-payment may result in additional fees. Review every loan offer carefully before accepting.
How PlainPath Lending Is Paid
We are not paid by you. We earn a referral fee from our lending network when we successfully connect someone with a lender. This does not change what a loan costs you — the lender sets its own rates and fees independently.
Your Consent
By submitting a request on this site, you agree to our Privacy Policy and Terms and Conditions, and you consent to be contacted as described there. [VERIFY: insert Round Sky’s exact required consent / TCPA wording.]